After years of hard work, you’re finally at the time in your life when you can seriously start planning for what will happen when you can reduce the time spent working for a living. Every year, millions of people face the question of how to start planning for their later years. However, these years look different for everyone. Some may see themselves living in a vacation home. Others may choose to spend this time doing things they’ve always wanted to, such as traveling the world, climbing Kilimanjaro or motor racing. For those who never got to experience the lifestyle of being a homeowner, the golden years of their life may feel like the last chance before missing out on the experience altogether. But is buying a home as you enter your golden years actually a wise decision to make?