The six phases of retirement based on the original work of researcher Robert Atchley and described by Kenneth Shultz in his book, Happy Retirement: The Psychology of Reinvention, are: pre-retirement, retirement, disenchantment, reorientation, retirement routine, and termination of retirement. Although containing a lot of useful insights and presented in a colorful and imaginative style, Happy Retirement is not an easy read and these phases of retirement may be somewhat frightening to those who are already thinking they are Too Young to Retire®.Continue reading
How to Make the Most of your Second Act
The Retire with Purpose Podcast is for anyone searching for the financial confidence to retire now or in the future – worry-free. I joined retirement expert, Casey Weade, for this podcast, How to Make the Most of your Second Act, sharing learnings from research studies on positive aging, guiding coaching clients through the process of envisioning a purposeful future, and introducing my recently published book, The Inner Journey to Conscious Leadership: Ten Practices for Leading Consciously.
To view the podcast, please visit Casey Weade’s Retire with Purpose webpage: https://retirewithpurpose.com/podcast/dr-paul-ward/
Looking for love in your later years isn’t a rare thing at all, in fact there are a lot of mature singles out there who just want to find someone they can spend their time with for friendship or even love. Technologies like the internet can actually help with that, as we can now find a lot of dating websites which are reserved to people age 50+. The question is, are those dating sites safe and do they even work? Let’s find out. Continue reading
Entrepreneur and fitness expert, Betty Perkins-Carpenter, 85, has met life’s challenges with dedication, tenacity and persistence, which are hallmarks of conscious leaders. Here, she shares three tips to help others dare to seek new opportunities.
#1 Make a new beginning
At 72, I decided to go back to school and get my Ph.D. to continue my life’s work researching balance as part of my Senior Fitness business. In addition to research, my experience working with babies, preschoolers, elite Olympic athletes and seniors, on land and in water, led me to develop the Six-Step Balance SystemTM.
#2 Take chances and have fun
I started teaching swimming lessons in my backyard pool, which was risky. My business grew from taking chances and having fun. After 55 years in business, I still love getting up in the morning and helping people lead happier, healthier and active lives.
#3 Nothing is impossible
My veterans post commander gave me nearly 300 photos of soldiers taken at the beginning of the Korean War. I wanted to find these veterans and give photos to them or their families. In sharing my story, I found people willing to help. Because of their dedication and hard work, we created the Snapshots from the Korean War Project. Photos can be viewed at koreanwar.democratandchronicle.com.
Posted on behalf of Betty Perkins-Carpenter
Paul G. Ward
President, 2Young2Retire, LLC
Although I believe that we are all still Too Young to Retire® I also know that there are many fears about the transitions from full time careers into new and uncertain phases of our lives. One of our 2Young2Retire® certified facilitators, Pamela Houghton, has published a new book, No Fear Retirement, written for anyone who is thinking about, or has already embarked upon, retirement.
No Fear Retirement addresses ten of the most common concerns of those who are thinking about retirement. Whether your fears are around finances, your relationships, where you will live, your identity, or something else, this book is a valuable resource. Taking time to reflect on the Pause for Thought questions along the twelve phases of retirement or associated with the ten most common fears, will make this read well worthwhile and may help you enjoy a more fun-filled and fulfilling life if or when you retire. For more information visit Pamela Houghton’s website: http://www.retirementsunlimited.co.uk/
Paul G. Ward
Perhaps you want to explore a new place for weeks or months without paying for a hotel but you don’t like the idea of an exchange where you have strangers living in your house. Consider a position as a property caretaker or house-sitter, which allows you to stay in someone’s home for free in return for providing a small service, such as pet care, gardening, or property management. In addition to free housing, some caretaker positions offer a stipend, while others may even include a salary and benefits.
Caretaking could offer more exotic surroundings than typical tourist fare. A recent issue of the Caretaker Gazette advertised a salaried position for a retired couple to maintain a private lodge in the wilderness of southwest Alaska—some experience with small motors and cutting firewood is helpful. Another gig: three months in Sedona, Arizona, looking after three cats and a garden. Does a five-week housesit in Hawaii, on a property bordered by rain forests, sound appealing? You must be willing to care for a cat, six dogs and fish tanks, and water young plants.
The most comprehensive listing of property caretaker positions is published by a friend of 2Young2Retire, The Caretaker Gazette. Since 1983, the newsletter has been published in print every two months, and is also now online with email updates sent to subscribers. For more information, contact Gary Dunn via the website: www.caretaker.org.
Paul G. Ward
Our identity matters and, at 2Young2Retire®, we strongly advocate a forward looking approach to identity. Kim Potgieter, author of Retiremeant: Get More Meaning from your Money, in a recent interview by Dorian Mintzer, reminded us of the importance of retiring to something not from something. “I am a retired teacher” or “I am a retired salesperson” may reflect our past identity, what we have retired from. But what is your identity now? What are you becoming?
Thinking about being a former something, a former executive, a former teacher, represents the space between who we were and who we are yet to become. Consider the question, “Who do I want to be after this transition from a career just ending?” Here is an exercise that may help with looking forward: Take a sheet of paper and draw line down the center to create two columns. At the top of the left hand column, write ‘How I see myself now’ and at the top of the right hand column, write ‘How I would like to be.’ List your perceptions of yourself now in terms of areas such as ability, competence, relationships, income, roles, etc. Then write down who you would like be in the future. Consider who you are becoming; be purposeful; retire to something not from something.
Paul G. Ward
I have to downsize my library. Two years ago, while moving from a house to an apartment, I reduced shelf space by fifty percent and now a new move is demanding another one third reduction. Many of these books are easily replaceable and I know about the value of letting go to create space for the new but I really struggle to let go of books in my collection. Many have special meaning because of relationship with the author or a period of my life which allowed a deep dive into an interesting topic. The books tell the story of my journey.
A friend of mine who is also experiencing significant downsizing is taking photographs before disposal not so much of books but of a wide variety of valued possessions. I love the idea although letting go of the physical may not create the space for the emotional or spiritual to come forth. Maybe it is more of exploration. Henry David Thoreau said, “An unexamined life is not worth living.” As we experience transitions before, during, and after retirement, and prepare to downsize and let go of our physical bookshelves, we can also examine our mental and emotional book shelves, and maybe let go of some things we have held onto for too long. I invite you to join me this week in examining what is really important in our lives and what we can let go.
Paul G. Ward
If you are 60 or over, then stepping back into the dating world can be quite overwhelming. Where do you start? How do you meet people? Well, you might just be surprised at how easy it is to find your perfect match, because today we have the internet.
Don’t worry if you have no idea about computers, because there are usually ample free courses at your local college. So if you are of a mind, you can easily pick up the right computer skills and check out online dating.
The joys of online dating
Ten or twenty years ago, online dating didn’t have a very good name, but today just about everyone who is single has an online dating profile. Online dating is nothing to be afraid of, so long as you are sensible and take precautions. As a mature and single individual, it goes without saying that you understand the importance of not giving out your personal details to someone that you haven’t met in person. So just be sensible and you will be amazed at how quickly you can meet lots of like-minded people online.
Online dating for the over 60’s is popular because there are so many mature and single people like yourself, who already have a great life, but are missing that one special person with whom they can share their lives.
It is as if online dating was invented for the older and more mature singles, because it really opens up your world and your dating opportunities. You might be quite surprised at how quickly you meet so many compatible people who also want a loving relationship and are waiting to meet someone exactly like you.
So if you are not ready to hang your hat up just yet and you know that you have lots of love left to give to the right person, it is certainly worth your while checking out a dating site for over 60’s singles. Your perfect match is waiting for you online, you just have to let them know you are available!
Preparing for the new year requires us to reflect on the past and envision the future although not necessarily to spend equal time on each. As I approach the new year, my focus has been sharpening on the meaning of consciousness and mindfulness. I commend Ron Pevny’s new book, Conscious Living, Conscious Aging, as a good read for those wishing to age consciously and purposefully. I found the stories, examples, exercises, and practices described in this book to be most helpful in living and aging more consciously. You may not be ready for conscious eldering but we can all focus on living and aging more consciously.
I resonate with Jon Kabat-Zinn’s definition of mindfulness: “awareness, cultivated by paying attention in a sustained and particular way: on purpose, in the present moment, and non-judgmentally” but I have yet to find a definition of consciousness that really aligns with my own thinking about conscious leaders. Consciousness and mindfulness are both about having a clear purpose and greater awareness but, as conscious leaders, we are also about intention, actions, and making decisions for a sustainable future. If you have a definition of consciousness, please share it with me via the contact page on this web site.
From all of us at 2Young2Retire we wish you a mindful, conscious, and purposeful new year.
– Paul G. Ward, Principal